We pay our monthly premiums hoping we will never have to file an accident claim. When tragedy does strike, insurance companies do not always live up to their end of the bargain. That is where New Jersey auto insurance claim lawyer Jae E. Lee comes in.
The Fort Lee law firm of Jae Lee Law has extensive experience in car accident insurance litigation, including insurance arbitrations and bad faith lawsuits. In addition to pursuing compensation from the negligent driver’s liability insurance, we help clients fight their own insurance companies over PIP claims and uninsured/underinsured driver claims.
Contact our law firm online or by telephone at 201-346-3800 to speak with an experienced New Jersey car insurance claim lawyer.
Bad Faith Car Insurance Attorney
Personal injury protection (PIP) is a no-fault insurance claim under your own policy. PIP covers the initial medical bills, lost wages and vehicle damage, regardless of fault. However, first-party insurers (i.e., your own insurance company) often complicate the process by denying, delaying or underpaying claims.
For example, the insurer may refuse to pay certain doctor’s bills or authorize certain treatments. The insurer may claim that the injury was not caused by the accident. The claim may be rejected on a minor technicality, or the insurer may offer a settlement.
For losses that exceed the PIP limits, and for other damages such as pain and suffering, it is necessary to engage the negligent driver’s liability insurance carrier. If that driver is not insured, or if their coverage is exceeded, a new claim is brought under your uninsured motorist/underinsured motorist policy. Insurance companies often balk at these claims too, especially in high-value accidents.
Denied Auto Insurance Claim Lawyer in Fort Lee, Bergen County, NJ
Under New Jersey law, insurance providers have a duty to good faith and fair dealing. If a legitimate claim is unreasonably denied, we can (a) file for arbitration of the claim or (b) initiate a bad faith lawsuit. A finding of bad faith will compel the insurance company to pay the injury claims, plus your costs and attorney fees.
We are never surprised to hear about denied Geico and Progressive car insurance claims, or deny-and-delay tactics by any insurer. We regularly stand up to major insurance companies to fight for the rights of individual policy holders.
