Fort Lee Bad Faith Auto Insurance Claims Attorney
We pay our monthly premiums hoping we will never have to file an accident claim. When tragedy does strike, insurance companies do not always live up to their end of the bargain. That is where New Jersey personal injury lawyer Jae E. Lee comes in.
The Fort Lee law firm of Jae Lee Law has extensive experience in auto accident insurance litigation, including arbitrations and bad faith lawsuits. In addition to pursuing compensation from the negligent driver's liability insurance, we help clients fight their own insurance companies over PIP claims and uninsured/underinsured driver claims.
Contact our law firm online or by telephone at 201 346-3800 to speak with an experienced New Jersey auto accident lawyer.
North Bergen and Hackensack Bad Faith Auto Insurance Attorneys
Personal injury protection (PIP) is a no-fault insurance claim under your own policy. PIP covers the initial medical bills, lost wages and vehicle damage, regardless of fault. However, first-party insurers (i.e., your own insurance company) often complicate the process by denying, delaying or underpaying claims.
For example, the insurer may refuse to pay certain doctor's bills or authorize certain treatments. The insurer may claim that the injury was not caused by the accident. The claim may be rejected on a minor technicality, or the insurer may offer a settlement.
For losses that exceed the PIP limits, and for other damages such as pain and suffering, it is necessary to engage the negligent driver's liability insurance carrier. If that driver is not insured, or if their coverage is exceeded, a new claim is brought under your uninsured motorist/underinsured motorist policy. Insurance companies often balk at these claims too, especially in high-value accidents.
Bergen County Denied Car Insurance Claims Lawyers
Under New Jersey law, insurance providers have a duty to good faith and fair dealing. If a legitimate claim is unreasonably denied, we can (a) file for arbitration of the claim or (b) initiate a bad faith lawsuit. A finding of bad faith will compel the insurance company to pay the injury claims, plus your costs and attorney fees.
We are never surprised to hear about denied Geico and Progressive car insurance claims, or deny-and-delay tactics by any insurer. We regularly stand up to major insurance companies to fight for the rights of individual policy holders.
Our law firm can evaluate your rights under the terms of your insurance policy and determine if the insurer is unfairly and illegally holding back on your rightful compensation. To speak with an experienced Bergen County accident attorney, contact us today online or by telephone at 201 346-3800.